Is Chiropractic Care Covered By Insurance Is Chiropractic Care Covered By Insurance?

When you suffer from pain, whether it is in your back, neck, joints or other parts of your body, one of the places you may not consider for treatment is the chiropractor. Chiropractors help alleviate pain by making simple adjustments to the bones in your body. They also use heat and cold therapy, as well as deep tissue massage, to provide pain relief. If you are considering seeking treatment from a chiropractor, the only thing stopping you may be the cost. Many people wonder if chiropractic care is covered by insurance.

While some chiropractic care offices may indeed accept certain types of insurance, there are many ways to pay for treatment. Chiropractors deal with this question all the time, and most are willing to talk to you about the many options available to you.

Start with a FSA, or flexible savings account. Many insurance programs today offer you the option of having a low cost insurance option, combined with a flexible savings account that you fund and use at your discretion. Once you have money in your account, you simply write checks to pay for medical expenses you deem necessary. If you talk with your chiropractor about a year long plan, you’ll quickly learn how much you’ll need over the coming year, and how much to budget into your account.

If you’ve been injured in a car accident, many auto insurance policies will cover the cost of chiropractic services. They may provide you with a one time check for your medical expenses, or require updates along the way. Either way, you can have access to the medical treatment that is right for you.

Workers compensation may also budget in the need for a variety of services, including chiropractic. In order to verify treatment through your employer or supervisor, you may need documentation from your chiropractor. Then use your reimbursement to further your health benefits by seeing your chiropractor regularly.

And if you have no health insurance options, paying with cash or credit card still gives you the benefit of taking charge of your health instead of waiting for a crisis to occur. Talk with your chiropractor about savings options – you may be able to purchase monthly plans, or multiple visit discounts. It may be one of the most important investments you’ll ever make.


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